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Benefits Guides

You are here: Benefits Guides  |  Universal Credit

Universal Credit

What is Universal Credit?

A nasty benefit that will see most people lose a lot of money, some disabled people will lose over £100+ weekly, some disabled couples £200+, with many other also losing out.

Do not move from your existing benefit to UC without a benefit check first as you may well lose a small fortune if you move.

 

Universal Credit will at some stage replace the following benefits:

• Child tax credit


• Housing benefit


• Working tax credit


• Income support


• Income-related employment and support allowance


• Income-based jobseekers allowance

Universal Credit will not replace:

• Attendance allowance


• Bereavement benefits


• Carer's allowance


• Child benefit


• Council tax benefit


• Disability living allowance


• Maternity allowance


• Contributory employment and support allowance


• Contributory jobseeker's allowance


• Industrial injuries disablement benefit


• Pension credit


• Personal independence payment


• Statutory maternity pay


• Statutory sick pay


• War pensions

How will it work?

Universal Credit will be paid in one monthly payment to a household, which may consist of a single person, a couple or a family. It consists of one basic element and five other elements, for which claimants need to qualify.

Universal Credit will be paid to people who do not have a job and people who are in low-paid work to top up their earnings. The amount of Universal Credit will reduce as working hours and earnings increase.

The age-related standard allowance is the basic benefit awarded. It will be lower for under-25s. If you are in a couple, you will be assessed as a unit.

The other elements are:

• Child Element


• Disabled Child Addition


• Childcare Costs Element


• Carer Element


• Limited Capability for Work Element


• Housing Costs Element

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